We understand that everyone’s monetary situations are different and what’s immediately affordable for some isn’t for others, so we offer 3 options when it comes to funding, enabling you to be as flexible as possible when making your purchase. Whether you want to pay up front for your fitted kitchen, are looking for pay monthly wardrobes or are seeking a buy now pay later deal, here at Hammonds we’ve got you covered.
Option 1: Cash Payment
Perfect if you’re looking to make the process of picking up your fitted wardrobe or kitchen on finance as simple as possible. An initial 25% deposit upon agreement, followed by 65% payable 15 working days before delivery. Lastly, a final 10% payable on day of completion of your new fitted room.
Option 2: Buy Now Pay Later
Pay nothing for the first 12 months and then have the option to spread the cost of your purchase.
Cash price of £2500
10% deposit of 250
Total Amount of Credit of £2250
Duration of agreement - 132 months including 12 months deferral.
120 monthly repayments of £48.38.
Rate of interest 19.9% APR Representative
Total amount payable £6055.60
Early exit fee £29.
Option 3: Home Improvement Account
If you’re looking for pay monthly option, the home improvement account could be the solution for you. Start off with a 10% deposit upon agreement, then spread the total cost of your Hammonds fitted furniture over monthly repayments, with a choice of up to 60 months at an approximate interest rate of 8.9% APR.
|Representative Bedroom Example.||Representative Kitchen Example.|
|Based on retail price £2500||Based on retail price £6000.|
|Deposit of £500||Deposit of £1200|
|Total Amount of Credit of £2000.||Total Amount of Credit of £4800.|
|60 Monthly Repayments of £41.09.||60 Monthly Repayments of £98.61.|
|Rate of interest 8.9% APR Representative.||Rate of interest 8.9% APR Representative.|
|Total amount payable £2965.40.||Total amount payable £7116.60.|
Option 4: 3 Years Interest Free Credit (only available on fitted kitchens)
Manage the cost of your kitchen with our popular interest free option.
Kitchen Cash Price of £6,000
10% Deposit of £600
Total Amount of Credit of £5,400
36 monthly repayments of £150
Total payable of £5,400
All finance is subject to meeting minimum spend criteria. Minimum 10% deposit applies. Credit is subject to status and affordability. Hammonds Furniture Ltd, Fleming Road, Harrowbrook Industrial Estate, Hinckley, LE10 3DU. (Register No.666837) is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register No. 704348).
Interior design ideas and
space creating solutions
The best craftsmen measure twice
and cut once.
Our qualified team will take care
of every detail.
Our designer will visit at a time to suit you; go through colours, styles and see your dream room come to life in 3D.Book a design visit
The best way to experience our furniture is to see it for yourself in one of our showrooms.Find nearest store