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Finance Options

Here are Hammonds we know that one style doesn't suit everyone, which is why we offer such a wide range of different designs and finishes to enable you to add that all-important personal touch to our stunning fitted furniture. And, with your convenience in mind, we take the same approach with our payment options, making it even easier for you to pay for your fitted furniture.

Choose your Finance Option

  • 11.9% APR Representative
  • No deposit
  • Nothing to pay for 4 months from installation
  • If you clear your balance within 4 months of your installation, then no interest is charged (just a £29 exit fee)
  • Fully protected for added peace of mind

Calculate your monthly payments

Use our finance calculator to work out how much monthly payments to suit your budget.

£3,900

The approval of your application depends on your financial circumstances and borrowing history. Hammonds Furniture Ltd acts as a credit broker and not the lender. Novuna Personal Finance acts as the lender.

Estimated cost for this finance option

80 monthly repayments of:
£71.59
Deposit:
£0.00
Amount borrowed:
£3,900.00
Loan period:
80 months
Representative APR:
11.9%
Rate of Interest:
11.9% p.a
Total payable (inc. deposit):
£5,727.20
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Representative Example

Cash Price:
£3,900.00
Deposit:
£0.00
Amount borrowed:
£3,900.00
Loan period:
80 months
4 month deferral period
Interest rate:
11.9% p.a fixed
Representative APR:
11.9%
76 monthly repayments of:
£71.59
Total payable (inc. deposit):
£5,727.20
Early settlement fee:
£29.00

There is also the option of a Cash Payment. Perfect if you’re looking to make the process of picking up your fitted furniture on finance as simple as possible. An initial 25% deposit upon agreement, followed by 65% payable 15 working days before delivery. Lastly, a final 10% payable on day of completion of your new fitted room.

Credit is subject to status and affordability. Terms & Conditions Apply. Hammonds Furniture Limited, Nutts Lane, Hinckley, Leicestershire LE10 3QQ, FCA Register no. 666837 is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.